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The E-Shram Card is a significant initiative by the Government of India aimed at creating a comprehensive database of unorganized sector workers across the country. The initiative is a part of the broader effort to ensure that workers in informal sectors receive the social security benefits and welfare support they are entitled to. This card is designed to help millions of workers, including daily wage laborers, migrant workers, construction workers, and other unorganized workers, to get registered under various social security schemes. By registering on the E-Shram Portal, workers can avail themselves of benefits such as insurance, healthcare, pension, and other government welfare schemes meant for their financial and social security.
The primary feature of the E-Shram Card is its focus on registering unorganized sector workers who were previously excluded from formal welfare schemes. Workers can self-register online through the E-Shram Portal, where they provide essential details like personal information, occupation, and income.
Once registered, workers become eligible to access various social security schemes launched by the government, such as accidental insurance, health benefits, and retirement benefits. For example, workers can receive accident insurance cover under the Pradhan Mantri Suraksha Bima Yojana.
The registration process for the E-Shram Card is free of cost. Workers can register online via the E-Shram Portal or through Common Service Centers (CSCs) across the country.
The registration process is linked with Aadhaar, ensuring that only genuine and verified workers are included in the database. The use of Aadhaar verification makes the process efficient and helps avoid fraudulent registrations.
The E-Shram Card is available for workers in the unorganized sector, such as agricultural laborers, domestic workers, street vendors, construction workers, migrant workers, and more. Anyone who is not already covered under schemes like EPFO (Employee Provident Fund) or ESIC (Employees' State Insurance Corporation) is eligible for registration.
Registered workers can receive timely access to government schemes that provide support during crises, such as the Pradhan Mantri Garib Kalyan Yojana (PMGKY) for financial aid during the pandemic. In addition, the card offers better access to healthcare and educational support for workers' families.
The E-Shram Card is a multi-benefit card that helps workers avail a variety of government programs designed for their welfare. It consolidates access to benefits in one place, making it easier for workers to receive their dues.
Since it is a digital card, the E-Shram Card can be easily accessed and verified electronically. Workers do not need to carry physical documents and can instead present the digital version on their smartphones or other digital devices.
To register for an E-Shram Card, workers need to visit the E-Shram Portal (www.eshram.gov.in) and fill in the required information. Workers need to provide their Aadhaar number, mobile number linked to Aadhaar, and bank account details for further processing. After successful registration, workers will receive a unique UAN (Universal Account Number) linked to their profile, which serves as a reference for accessing various benefits and schemes.
For years, workers in the unorganized sector were left out of government welfare schemes. The E-Shram Card bridges this gap by bringing them into the fold of formal support mechanisms, offering financial stability and social security.
The card helps promote financial inclusion by providing workers access to government financial support, insurance, and pension schemes that improve their standard of living and provide security for them and their families.
The E-Shram Card played a crucial role during the COVID-19 pandemic, providing financial assistance and other benefits to the affected workers who were unable to earn their livelihoods due to lockdowns and restrictions.
By centralizing data on unorganized sector workers, the government can more effectively monitor and provide assistance to those who need it the most, thereby reducing bureaucratic hurdles and making the system more transparent.
While the E-Shram Card is a progressive step, one of the challenges lies in ensuring that all workers, especially those in rural and remote areas, are aware of the card and the benefits it provides. Awareness campaigns are crucial to getting workers on board.
Not all workers have access to smartphones or the internet. While CSCs provide an offline option, the digital divide could limit the card’s reach, especially among workers in the poorest and most marginalized sections.
As with any national database, ensuring the accuracy of the data entered during the registration process is critical. Errors or fraud could undermine the system’s effectiveness.
The E-Shram Card is an essential step toward improving the lives of unorganized sector workers by providing them access to social security, welfare benefits, and financial support. By simplifying the registration process and linking workers to government schemes, it aims to create a more inclusive society where all workers, regardless of their employment status, have access to necessary resources. While challenges remain in terms of awareness and digital access, the initiative has the potential to transform the lives of millions of workers, especially in the wake of crises like the COVID-19 pandemic.